Welcome to Learning to Live Coaching, operated by Megan Holman (“we,” “us,” or “our”). By accessing this website, purchasing services, or participating in any programs, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our website or services.

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1. Scope of Services

Learning to Live Coaching provides life coaching, wellness consulting, spiritual education, group programs, subscriptions, digital content, and community-based offerings. Services are designed to support personal growth, empowerment, and self-development.

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All services are educational and supportive in nature and are not a substitute for medical, psychological, psychiatric, or legal advice.

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2. Coaching Is Not Therapy or Medical Care​

We are not licensed mental health professionals or medical providers. Coaching services do not diagnose, treat, or cure mental health conditions, medical conditions, or trauma.

 

If you are experiencing severe emotional distress, mental illness, or crisis, you are encouraged to seek support from a licensed mental health professional or emergency services.

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3. Eligibility

You must be at least 18 years of age to access or participate in our services. By using our website or enrolling in services, you affirm that you meet this requirement and are participating voluntarily.

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4. Client Responsibility

You acknowledge and agree that:

• You are fully responsible for your physical, emotional, mental, and spiritual well-being.

• You are responsible for your choices, actions, and results.

• Coaching is a collaborative process and does not guarantee specific outcomes.

• Your success depends on your commitment, participation, and personal application of the tools and insights provided.

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5. Payment & Billing​

• All fees must be paid in full prior to services being rendered, unless otherwise stated in writing.

• Subscription services are billed on a recurring monthly basis unless canceled.

• Prices are subject to change at our discretion, with notice provided when applicable.

• Failure to submit payment may result in suspension or termination of services.

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6. Refunds & Cancellations​

Unless otherwise stated in a specific program agreement:

• All payments are non-refundable once services have begun.

• Missed sessions without proper notice are forfeited.

• Cancellation of subscriptions must occur before the next billing cycle to avoid charges.

 

Specific cancellation or rescheduling terms may apply to individual programs and will be outlined in separate service agreements.

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7. Confidentiality

We respect client confidentiality and handle personal information with care. Information shared during sessions will not be disclosed without consent except:

• When required by law

• When there is a risk of harm to oneself or others

• In cases of suspected abuse or neglect, as required by mandated reporting laws

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Please note that confidentiality cannot be guaranteed in group or community-based settings.

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8. Intellectual Property

All content on this website and within our programs—including text, graphics, videos, audio, worksheets, branding, and course materials—is the intellectual property of Learning to Live Coaching unless otherwise stated.

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You may not copy, reproduce, distribute, or share content without prior written permission.

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9. Digital Products & Online Content

Digital content is provided “as is” and for personal use only. Unauthorized sharing, resale, or reproduction is prohibited.

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Access to digital products may be revoked if misuse is identified.

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10. Testimonials & Media Consent

Any testimonials, reviews, or feedback shared with us may be used for promotional purposes only with your prior written consent. We will never share identifying information without permission.

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11. Limitation of Liability

To the fullest extent permitted by law:

• Learning to Live Coaching and its representatives are not liable for any direct, indirect, incidental, or consequential damages.

• Liability is limited to the amount paid for services during the applicable billing period.

• You agree to release and hold harmless Learning to Live Coaching from claims related to your participation.

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12. Website Use

You agree not to:

• Use the website for unlawful purposes

• Interfere with site functionality or security

• Attempt to access restricted areas without authorization

• Post harmful, abusive, or disruptive content

 

We reserve the right to restrict access to our website or services at our discretion.

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13. Third-Party Services & Links

Our website may link to third-party tools or services. We are not responsible for the content, policies, or practices of external websites.

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14. Termination of Services

We reserve the right to terminate or refuse services to any client for violations of these Terms, non-payment, abusive behavior, or conduct that disrupts the safety or integrity of our offerings.

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15. Governing Law

These Terms and Conditions are governed by the laws of the State of California, USA, without regard to conflict of law principles.

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16. Changes to Terms

We may update these Terms and Conditions at any time. Changes will be posted on this page with an updated revision date. Continued use of the website or services constitutes acceptance of the revised terms.